Loans at a Glance
Institutional Loans Administered by UTHealth
The purpose of the Loans at a Glance table is to provide a brief summary of the repayment terms associated with UTHealth's institutional loans as well as federally funded DHHS and Department of Education loans we manage. Upon graduation, it is imperative that you acquire information about your loan(s) in order to successfully manage your student debt. For information about repaying Subsidized and Unsubsidized Stafford loans, please visit myTrellis (formerly Texas Guaranteed Student Loan (TG)) or studentaid.gov websites and review your promissory note.
Select your loan from the list provided below; see promissory note for details.
- Ella Kate/Wallace Ralston - Medical
- Ella Kate/Wallace Ralston - Nursing
- Ellwood
- Health Professions- Dental
- Health Professions - Medical
- Loans for Disadvantaged Students - Dental
- Loans for Disadvantaged Students - Medical
- Mexican American Physician Association Loan
- Nurse Faculty Loan
- Nursing Student Loan - GRAD
- Perkins
- Primary Care Loan
- Robert Wood Johnson - Dental
- Robert Wood Johnson - Medical
- Sam & Elizabeth Nixon Fund
- AMA - American Medical Association
- UTHealth Loan
Program Number: |
10 |
Grace period: |
12 mos. |
Interest Rate: |
6% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Private |
Program Number: |
11 |
Grace period: |
9 mos. |
Interest Rate : |
5% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Private |
Program Number: |
12 |
Grace period: |
6 mos. |
Interest Rate: |
5% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Private |
Program Number: |
13 |
Grace period: |
12 mos. |
Interest Rate: |
3% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Private |
Program Number: |
14 |
Grace period: |
12 mos. |
Interest Rate: |
3% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Private |
Program Number: |
15 |
Grace period: |
12 mos. |
Interest Rate: |
5% |
Deferments: |
Unemployment |
Cancellations: |
Death/TPD |
Consolidation: |
Private |
Program Number: |
16 |
Grace period: |
12 mos. |
Interest Rate: |
7.5% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Private |
Program Number: |
17 |
Grace period: |
3 mos. |
Interest Rate: |
7.5% |
Deferments: |
Unemployment |
Cancellations: |
Death/TPD |
Consolidation: |
Private |
Program Number: |
26 |
Grace period: |
NO |
Interest Rate: |
NO |
Deferments: |
Unemployment |
Cancellations: |
Death/TPD |
Consolidation: |
No |
Program Number: |
9 |
Grace period: |
9 mos. |
Interest Rate: |
3% or Prevailing Market Rate |
Deferments: |
|
Cancellations: |
|
Consolidation: |
Yes |
Program Number: |
4 |
Grace period: |
|
(prior to 11-4-88) |
12 mos. |
(after 11-4-88) |
12 mos. |
Interest Rate: |
|
(prior to 11-4-88) |
9% |
(after 11-4-88) |
5% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Yes |
Program Number: |
5 |
Grace period: |
|
(prior to 11-4-88) |
12 mos. |
(after 11-4-88) |
12 mos. |
Interest Rate: |
|
(prior to 11-4-88) |
9% |
(after 11-4-88) |
5% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Yes |
Program Number: |
3 |
Grace period: |
|
(prior to 11-4-88) |
9 mos. |
(after 11-4-88) |
9 mos. |
Interest Rate: |
|
(prior to 11-4-88) |
6% |
(after 11-4-88) |
5% |
Deferments: (must be at nursing school to qualify for full-time study deferment) |
|
Cancellations: |
Death/TPD |
Consolidation: |
Yes |
Program Number: |
6 |
Grace period: |
12 mos. |
Interest Rate: |
5% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
No |
Program Number: |
7 |
Grace period: |
12 mos. |
Interest Rate: |
5% |
Deferments: (must be at HPSL school to qualify for full-time study deferment) |
|
Cancellations: |
Death/TPD |
Consolidation: |
Yes |
Program Number: |
8 |
Grace period: |
12 mos. |
Interest Rate: |
5% |
Deferments: |
|
Cancellations: |
Death/TPD |
Consolidation: |
Yes |
Program Number: |
97 |
Grace period: |
|
(prior to 7-1-87) |
6 mos. |
(after 7-1-87) |
9 mos. |
Interest Rate: |
|
(prior to 7-1-87) |
5% |
(after 7-1-87) |
5% |
Deferments: |
|
Cancellations: |
Death/TPD/*Service |
Consolidation: |
Yes |
*For eligible service options see promissory note. |
For Stafford Loans, please visit the myTrellis (formerly Texas Guaranteed Student Loan (TG)) or National Student Loan Data System (NSLDS) websites.
- I/R - Internship or Residency
- TPD - Total and Permanent Disability
- All institutional loans are eligible for in-school deferment only if the borrower is attending UTHealth
- Please contact the University regarding request for deferments that are not indicated above. Unemployment and Economic Hardship deferments are granted on a case by case bases
- All loans not eligible for deferment must be repaid